Retire With Freedom: Featuring Freedom Financial Group's Toni, Tyler & Tad Hill

Outdated Retirement Rules

Tad Hill

Welcome back to the Retire with Freedom podcast! In today’s financial landscape, the need for intelligent design in retirement planning is critical. In this episode, we challenge some outdated retirement approaches and debunk some common misconceptions to help you gain a better understanding of the financial strategies necessary for financial success. 

Tune in as we discuss the drawbacks of shifting investments from stocks to bonds and explore alternatives to 401(k) plans. We’ll also discuss the benefits of rolling a 401(k) into an IRA and address the need for careful income generation during retirement, cautioning against unsustainable withdrawal rates. Tune in to learn about building income-heavy portfolios and gaining control over your retirement. Don't miss out on valuable insights to achieve financial freedom and retire with confidence!

Here is some of what we’ll discuss in today’s show:

  • Outdated rule: As you near retirement, you should move from stocks to bonds. (0:23)
  • Relying solely on a diversified portfolio of stocks and bonds for retirement income without considering downside risk and withdrawal rates can potentially lead to retirement ruin. (5:29) 
  • Three approaches for generating retirement income. (8:35)

We can assist you on your journey to financial freedom:
https://www.askfreedomfinancial.com/
205.988.0006

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